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M2: MILLIONAIRE MATRIX

I want to create a Money Miracle in your life! In M2 you will learn first hand how to:

• Build a 2 Million dollar plan and excute that plan over the next 5-7 years.
• Use CREDIT SPREADS to Build monthly cash flow.
• Build wealth with CREDIT SPREADS and a sound money managment system.
• Earn 8-12% on money invested in credit spreads per month. No guarantees (see disclaimer) but highly probable.
• Stop the bleeding. Kill those blood sucking financial experts and take control of your investing and financial well being.
• Changing the way you look at money, the stock market and opportunities inlife.
• Give you strategies to earn, learn, grow, speculate and reach financial freedom.

In fact the goal of this material is to give you the tools, skills and belief that you can be worth 2 Million dollars in the next 5-7 years. A bold statement, but true. If you follow the techniques and strategies during mentorship. Now I can’t guarantee that amount (M2), but I can suggest it is very probable, if you follow the MILLIONAIRE MATRIX program and mentorship.

If your like most people you are working pay check to pay check

The average person, has fallen in to a trap. The 40/40/40 trap. You work over 40 hours a week, for 40 years, only to take a 40 percent pay cut when you retire. Or even worst, you have to keep working in retirement to pay the bills. Most folks fall in to the “work” trap.

Some where we convinced the way to success, prosperity and wealth is to work for a living. May be we heard it from our parents, teachers, or society.  Certainly, I fell in to this trap growing up. I went to McMaster University, and then went to work for a large corporation. Working for 8.5 years before someone kindly retired me. Now it is your turn to be free. Time to take the blue pill.

The average person is::

I heard someone at Starbucks recently remark “Well base on how the stock market has crashed, and my 401k, I need to work until I am 102 before, I can retire.” A job at Walmart should not be your retirement objective. Nothing wrong with Walmart it is a good solid company. And if in your retirement, you decide to keep active, and work, I commend you, but have to work there cause you are broke at age 65 is not the right plan.

The statistic are scary/ Check this out. At retirement (age 65) it is estimated:

WOW. That is only a few retires out of many. Unfortunately, for many the future is bleek. Unless you  make a few important changes now. To design your future, they way it should be. Rich and enjoyable. You deserve more in life.  

You deserve more in Life

Don’t settle for less. You deserve more than what you are receiving right now. More money, more free time, more joy, more excitement, more vacations, and more financial FREEDOM. To accomplish this objectives, you have to change your approach today. To change they way you look at money, to change your wealth strategies, and how you view time.

The average person, trades time for money. The wealthy person, trades money for time. Now I know that seems like an oxymoron, but think about it. It is true. One of my mentors, Charles J Givens, said to me, one day. “Jim, do you cut your grass?” I said “yes”. Then he went on to say “That is the reason you are not wealthy” . Basically new ways saying, the time I spent cutting grass, could be used for something else, like building wealth. It was about that time, stopped cutting grass. And never have since. Why waste that time. I used that time for learning, I used that time for earning. In fact, I committed  Saturdays, between 10am and 2pm for learning about real estate. Sunday night for stock, and many more hours to master various financial skills.

Common Mistake: Not getting a Mentor or Educated

In fact, if I see one common mistake for most folks traveling the path to financial freedom, it is going into situations blind. Deciding they are going to invest in real estate or the stock market with out education FIRST. Or worst they decide to use trial and error as their teacher. Ignorance is an expensive lesson. It is always cheaper to buy the MAP. Getting lost can cost you time and money.

I would much rather take the advice of two of my mentors, Napoleon Hill and Jim Rohn. Jim Rohn kept encouraged me to learn more. Because as you learn more you earn more. Become more valuable to the people around you, your employer, the marketplace and self. Education, and following a Mentor are absolutely the path to Riches. Get GREAT mentors in your life and your life will become a master piece in short period of time.

	Jim Rohn Guidance: "You are the sum total of the 5 people you spend time with on a regular basis" "If you work hard on the job, you will make a living, If you work hard on yourself you will make a fortune"

Unfortunately, even if you work hard at your job, there is no guarantee they will keep you. Cut backs and layoffs are a common occurrence. What would you do if you lost your job today? Are you like the average person? The average person goes through their savings and checking in 3 months, then credit cards, and are BROKE. That is scary. You must have more than one source of income, hopefully many! More importantly, build a retirement nest egg, that will take care of you. At least 2 million dollars. Lots of folks 2 Million is enough. It time for you to step up and grab the gold ring. To become worth more, earn, more and build financial freedom. Take Jim Rohns advice. WORK on YOURSELF. Dedicate some time, money, and effort to improving your skills in: buying real estate, managing your money, picking stocks, cutting taxes, opening a business, and protection your assets.

Napoleon Hill was right too. In your life you must pay the price for specialized knowledge, whether you buy it, become an apprentice to a master craftsman, or tap a master mind group. Find those experts, and put them on your team. The simplest way is to buy their time and knowledge. I loved most of Napoleons book "Think and Grow Rich". Many of the concepts I live today. All successful people have at the base, the characteristics from his book. You must have:

• Desire
• Faith
• Organized Planning
• Specialized Knowledge

	DREAM. Thoughts are things. What ever we can conceive (DREAM), and believe we can achieve. By the way, would you like a free copy of his book Think and Grow Rich ? If so, DownLoad it now for FREE! My gift to you for visiting my site. I have a few more bonus items, if you read further.

Click Here and Download Think or Grow Rich (save as target)

Here are just of a few of the Mentors in my life. Folks that were kind enough to share their philosophy and strategy. I have dozens more, some well known (Warren Buffet, William O'Neill), others that are just quietly making money on the internet (Armand Morin-50 Million a year) or stock market. At last count, several years ago, I spent over 81K on training's, mentors, education and books and tapes. Now I can in turn share my experience and strategies you!

Focus on the MILLIONAIRE Matrix

I have spent time with 50 plus millionaires and at least 2 billionaires. People ask, how do you know some many authors, lectures, business people, and success coaches. Well, let me tell you, I have begged them for an hour of their time, paid for their workshops (just to get time with them), gone to work for them, offered them FREE work to get time with them, bought golf games (at special courses), and just plain bought their time. I once paid a guy $15,000 for a few days of his time. The nice thing about buying time?, whether an hour or a day, they focus just on you. Pure focused time on task, or skill absolutely will get you to success quicker! I will pay anything for knowledge and coaching. I know, how much time and money a mentor or some good education can save.

Each and every time I am with "Rich" folks, I quiz them for information. A concept, an idea, a belief system, or specific strategies they use in: business, stock trading, real estate and even life.

In fact, one of my best marriage strategies (staying married) came from golfing with Ken Blanchard (Author of the One Minute Manager) at the Board of Trade in Toronto. OK. I know you are dying to know. He called it 90 seconds of passion. At first, I thought he was going to express a problem, that the little blue pill might fix. BUT what he shared with me really works, and is one of the reasons, I have stayed married for over 25 years. Ken (like I) travels a bit. So he is not always home. No matter where he is in the world. He stops for 90 seconds, calls his wife and tells her how much she means to him. Awe.... Isn't that sweet. And it works. I did the same with my wife. It is not much time but over the years, those 90 seconds, once a day while away, add up. They can be the difference between a successful marriage and not. Small strategies applied over time, can make a huge difference.

Reminds of the 10% solution, that I learned form Charles J Givens. Take 10% of your pay and put it way for your future. Then live on the 90%. I have run the numbers, it makes sense. Even more important it makes DOLLARS. In my M2 Book, I run some of the numbers. 10% over 15 yrs, 25 yrs, with X ROR (Rate of Return). The numbers are compelling. Combine a few beginning dollars with the right rate of return, and you future can be guaranteed. Let me give you and example from my financial success workshop. If we start with 10k, and get a good rate of return (see below the different annual rates of return), over time (36 years), the effect can be huge. Taking even a small amount, like 10k and putting it away for 36 years at 15%, means 1.5 MILLION in your future. The trick is to use the 10% solution, to get the 10k in an account, and get 15% per year. Did your mutual fund do 15% last year, year before? Not likely.

I STRONGLY recommend the minimum annual return you must have on your investments is 15% (without risk). Most financial advisors will say, "well if you want those returns,, there will be a lot of risk, and you have to be prepared to ride out the losses". What a lie. You can get 15% or more, fairly safe. Ever hear about Tax Liens? Banks buy them. Trusts buy them. 18%, 25% or greater per year, and every once and a while you can pick up a property for pennies on the dollar. I cover how to buy them, easily and simply form the comfort of your home and computer. And you can even buy them in to your retirement program.

In FACT earn 10% a MONTH!

M2 Mentorship is all about taking back control of our investing. Now we start with the stock market, by focusing on developing a STRONG and POWERFUL cash flow strategy called CREDIT SPREADS, but we discuss all areas. Our first goal to take control of your investing and build montly cash flow.

MILLIONAIRE MATRIX is a syntax for wealth building. The treasure MAP to the GOLD! If you follow the steps, you have no choice but to become a Millionaire over the next few years.

If you want a copy of the M2 Matrix (and this is only the short one) CLICK below:

Click Here and Download M2 Matrix Summary (save as target)

In fact in the investment community, most investment advisors fall into the trap of telling folks to BUY stocks long term. The premise, it will make you wealthy over time. You need to use dollar cost averaging to your advantage and ride out the peaks and valleys. What a crock. NOT true, unless you add:

• Safety Strategies. Protection of your assets (Don't lose Money is RULE #1)
  • Did you know there are 6 months to invest each and every year, and 6 months to stay away from? Yet what do you hear from your financial advisor? Buy every month.... a mistake.
  • Using a simple strategy like the 200 day, 50 moving average cross over, can give you major insight if the market is going to move significantly one way or the other. It is simple and if you had of been watching, in Dec 2007 and Jan 2008. You would have move your money out of equities and mutual funds to cash. Your advisor should have told you..... Did he? No. You need to take control of your money and investing. Just to PROTECT your nest egg.
  • You must know what a "STOP" order is and how to use them. They protect your capital. Don't work all your life and loose 30% of your account, because you did not learn about STOPS and the 200/50 day moving average.
• ROI Strategies.
  • Buy and hold does not work as well as, using technical patterns. And they don't have to be complicated. I cover 3 simple seasonal patterns that can give you significant returns. Like the Christmas Effect. From Dec 1 to Jan 15th each and every year there is about a 10% pop in certain stocks and indices. Only 60 years of data show that.
  • Good traders, can get 20%, 50% or greater by knowing how to play the market. Time for you to learn a few strategies that can make a major difference. In my book I don't try to make you an expert. I give you simple to follow rules, and execute that make you money and keep you safe.

Best and 6 Months to Invest

Alright I was not going to do this, but this is such a cool gem of information, I can't resist telling you.

There are several seasonal patterns, that are prevalent in the stock market (and my book). Yet, likely your financial expert, does not know them or even worst, they do and they don't tell you about them. Ever heard the term "Sell in May and go away"! Well it is based on 60 plus years of information that basically says.

The best 6 months to invest are Nov 1, through April 30. On average you would have earned about 7.4% in the DOW for each 6 month period since 1950.

The worst months to invest are May 1 through Oct 31. On average you would have earned in the DOW .4% during these 6 months. Hey listen, any time your return starts with a . (point), that is not a good thing.

So how do you use this information? Well for starters, let us take control of our mutual funds, and retirement accounts. Let us tell the administrator, or broker, NOV 1 I want to be in equities, or DOW stocks. Get me out of those positions the last few days of April.

May 1 through Oct 31, put me in a balanced or income fund (maybe bonds) or treasuries. Even cash would be good. Cause the likely hood is the market is going to be flat during this time and we still want our money to work.

Well what would have happened this last year? Let us take a look below.

At least a 12% pop on the DOW (maybe more depending where you got in and out), if you followed that strategy Nov-Apr. If you had of just held your position, the BUY and HOLD strategy, you gave back all your profits. Buy and Hold does not work. Time learn some simple and effective money management, and investment strategies that ROCK. That will give you more gold in your golden years!

I have a dozen or so of these stock market investing Gems that I will teach you in M2 MENTORSHIP. You will love them, they are simple, effective and profitable. Now the market has risk, and past performance does not always equal future performance. BUT everything I teach, has proven data, and high probability behind the strategy.

Start with Cash Flow Strategies

AS, I was saying before I got side tracked about seasonal patterns, most folks start with growth in the stock market, when they meant to start with CASH FLOW strategies. Because they don't know any better. One of the best stock strategies, is playing CREDIT SPREAD strategies. An option strategy, that can give you monthly cash flow. My personal experience 8-12% return on money invested each month. A high probability system that works. Now options have risk, but if you know what you are doing they can be very profitable.

Follow the M2 Plan and become RICH!

Once you have the cash flow side taken care of, we can start on some the other strategies, like growth, speculation, and leverage. MAN I don't have time, to cover the 50 PLUS strategies to make money, build wealth, and protect your ASSets. BUT let me just throw out a few ideas for you to consider, I go into all of them in incredible detail.:

• Everyone must have a business, for several reasons. Here are a few:
  • To build multiple sources of cash flow. If one goes away, no problem.
  • To take additional tax deductions you can't at the moment.
  • To reduce your personal liability. Lawsuits are a fact. Let us protect ourselves.
• How to use a land trust to hide your rental properties and personal dwelling.
• Tax deductions can make you Rich. Learn 7 key tax deduction strategies in my book.
• One option strategy that can feed you and your family for a lifetime. And beyond!
• Seasonal investment strategies that make a lot of sense and DOLLARS!
• Maximizing credit, and leverage to get excellent rates of returns.
• Intellectual property leverages your time. I love FREE time. Do it once get forever.
• Tapping your 401k or IRA for real estate and or stock investing.
• How to use self directed IRA and retirement accounts, and get better returns.
• Using inexpensive internet web sites to make money each and every month.
• PLUS dozens more detailed, specific strategies you can do tomorrow.

Jim Francis will be your mentor

Tony Robbins, taught me some great concepts Two that have stuck with me my whole life. Break through the obstacles in your mind (use your head--as I am in this picture) and when you are afraid take a step forward. Take the next step increasing your performance and income. Make an agreement to yourself, to improve your personal finances this year. Invest in yourself; invest in your own success. Invest in M2 (Millionaire Matrix). Code that will make a difference in your life.

YES! I Want to... Get on the path to wealth and financial prosperity, through M2: Millionaire Matrix MENTORSHIP, I undertand I will recieve as part of M2 Mentorship: 2 Self Study Manuals 1 quick start DVD 4- 1 hour coaching sessions before mentorship 2 days of intensive mentorship (in your city) 1 year of email and phone support Investment blog Monthly updates $ 9,997.00 Congratulations!

P. S. - Don't let $ 9997 stop you from your dreams and financial freedom! You will completely master CREDIT SPREADS. Pick up the Treasure MAP and find the GOLD TODAY!